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Cutting your own toenails seems simple — but for some patients it is genuinely dangerous. If you have certain medical conditions, a single accidental nick can lead to bleeding, a wound that won’t heal, and a serious infection. Here is when you should let a podiatrist handle nail and callus care, and why insurance usually covers it.

If You Take a Blood Thinner

If you are on blood thinners such as warfarin (Coumadin), Plavix, Xarelto, Eliquis, Lovenox, Aggrenox, or heparin, Medicare and most insurance will pay for your nails and calluses to be professionally cut about every nine weeks. The reason is simple: an accidental cut while trimming can bleed heavily and become an entry point for infection.

Other Patients Who Should Not Cut Their Own Nails

Prevention Is the Goal

For these patients, professional nail care is not a luxury — it is how we prevent the ulcers, infections, hospitalizations, and amputations that can start with one small cut. Each visit is also a chance to inspect your feet for sores, pressure points, and circulation problems before they become serious. When in doubt, check us out.

We’re Here to Keep Your Feet Safe

If you or a family member fits any of the situations above, please see us regularly for safe, medically necessary nail and callus care.

For more information or to schedule an appointment, call (239) 430-3668 (FOOT) or book online at NaplesPodiatrist.com.


Serving Southwest Florida since 2005, Family Foot & Leg Center has 9 convenient locations throughout Collier, Lee, Charlotte, and Sarasota Counties — Naples, Estero, Fort Myers, Cape Coral, Port Charlotte, and Sarasota. We provide pediatric to geriatric foot and ankle care: ingrown toenails, heel pain, bunions, foot & ankle arthritis, plantar fasciitis, foot & ankle surgery, custom orthotics, and diabetic wound care — with in-office X-rays, diagnostic ultrasound, and minor surgical suites. Home of the Lam Minimally Invasive No-Scar Bunion Surgery. Same-day appointments and easy online scheduling.

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Written by Dr. Kevin Lam, D.P.M., F.A.C.F.A.S.

Dr. Kevin Lam, DPM, FACFAS, DABLES, DABPS is Clinical Director of Family Foot and Leg Center, PA — Southwest Florida's premier podiatric practice. He earned his Doctor of Podiatric Medicine degree with honors from Temple University School of Podiatric Medicine and completed advanced surgical training at Mount Sinai Medical Center and Jackson Memorial Health System, Miami. Named among America's Top Podiatrists. Board-certified in foot surgery, reconstructive rearfoot and ankle surgery, and lower extremity surgery. Serving Southwest Florida since 2005 across 9 locations from Marco Island to Sarasota.